Florida Hospital Credit Union

FEE SCHEDULE


Savings/Checking Fees - Effective February 1, 2017

To open account

No charge

Minimum Balance Fee
(Balance in Share Savings drops below
$5 at any point during the month)

$5/month

Checking Maintenance Fee
(The maintenance fee is waived if any one of these apply to you:
- Direct deposit a minimum of $500 per month to your checking account.
- At least 5 Point of Sale (POS) debit card transactions per month, e.g. debit card purchases.
- At least 1 loan per household, e.g. holiday loan.
- At least 1 credit card per household.
- At least $5,000 aggregate average balance per household, for e.g. savings $500, checking $500, Christmas club $2,000, Money Market $1,500 & Certificate of Deposit $500.)
$5/month

Overdraft Protection Transfer to cover
item in Checking/Share Draft

$1/item

Inactive Account Fee (No activity for
at least 12 months)

$1/month
Balance Less than $1000

Account Closure Fee (If closed voluntarily)

$5/first 30 days

Overdraft Fee (NSF)

$30/per item

Returned Item Fee

$10/per item

Stop Payment Fee

$15/request

Courtesy Pay

$30/item

Checkbooks

Prices based on style

Uncollected Funds

$10/item if paid

Christmas Club Account withdrawls (if prior to November 1st or after December 31st)

$5/withdrawal

Minimum balance Fee - Money Market
(Balance in Money Market drops below $2000
at any point during the month)

$10/month

Regulation D Fee
(Federal law limits the number of automatic transfers from an interest bearing account to a checking account to 6 transfers a month. The categories of transations for which a Regulation D Fee may be imposed are: CuTalk transfers and withdrawals, online transfers, overdraft protection transfers, transfers done over the phone with a member service representative, and ACH withdrawals.)

$10/transfer

 


Service Fees

Statement Delivery Fee
$3/delivery
Account Reconciliation
$15/hour
Account Research
$25/hour
Items sent for Collection
$25/item
Foreign Item Collection Fee
$10/item
Wire Transfer
$10 for Domestic
$35 for International
Paid Items (cancelled check, paid cashiers checks)
$3/copy
Statement Copies
$1/page
Statement returned (bad address)
$2.00
Money Order
$1/order
Official Check Fee
$3/check
Check Cashing (on us) Fee - Non Member
$5
Cash Advance Fee - Non Member
$5

 

EFT Services

CU Talk

No Charge

Online Banking with Bill Pay

No Charge

Account to Account (A2A) Transfer Fee (Incoming & Outgoing) Free

ATM Insufficient Withdrawal

$30 each

Non CU24 CUHERE ATM use

$1/transaction or inquiry

Replacement ATM/Debit Card

$5/card

ACH Insufficient Withdrawal

$30/item

 


Share Value

Par Value of one share
(minimum 5 shares required)

$5

 


Lending/Credit Card Fees:

Consumer Loan Late Fee
(assessed after 10 days from due date)

$25.00

Loan Return Payment Fee

$10/item

Credit Card Late Fee
(assessed after 10 days from due date)

$25.00

Credit Card Replacement Fee

$5.00

Credit Card Return Payment Fee

$25/item

Credit Card Document Fee
(sales draft statement)

$5/copy

 


Mortgage Fees

Mortgage Late Fee payment
(assessed after 15 days after due date)

5% of overdue payment

HELOC Late Fee

(assessed after 16 days after due date)

$25.00

 

 

 




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