Florida Hospital Credit Union


Account to Account Transfers


Transfer funds between your FHCU account and your other financial institution accounts from your smart phone, laptop or computer at any time!

  1. LOG IN to your account.
  2. Select PAY & TRANSFER
  4. Follow the prompts to complete your transfer!

To set this free service up, simply complete the one-time A2A authorization form and email, fax or submit in person at a branch to get started.



FHCU Holiday Loan- Limited Time Offer*

Promotion Guidelines
The wait is over! Our 12-12-12 Holiday Loan Promotion is here!

This year we’ve teamed up with the Coalition for the Homeless Central Florida, and want to help put presents under the tree for those kids that are less fortunate than others. As such, we will be giving a rate discount of up to 1% when you donate a toy to this great cause!

How do I get 1 % off?
The rate discount is tied to the number of toys donated.

1 Toy = 11.75%
2 Toys = 11.50%
3 Toys = 11.25%
4 Toys = 11.00%

How do I qualify?

  1. This offer is valid between Nov 1, 2017 – Dec 20, 2017.
  2. Minimum Credit Score Requirement 600.
  3. No outstanding judgments, charge-offs, repossessions, gov. claims, foreclosures, tax liens.
  4. Bankruptcies must be discharged and cannot have caused FHCU a loss.
  5. All FHCU accounts must be in good standing (no loans past due 10 days or more).
  6. Borrower cannot be enrolled with a debt management service.
  7. Any outstanding Credit Builder Loan (Credit Start/ Second Chance) must be paid in full prior to disbursement.
  8. Regular monthly debt ratios are not applicable.


%= APY (Annual Percentage Rate)
*Conditions Apply


Download our MOBILE APP!

FHCU Mobile from Florida Hospital Credit Union is a free mobile banking app that gives you access to your personal banking information on the go. It allows you to check balances, make deposits, view transaction history, transfer funds, pay loans and much more!

Simply search Florida Hospital Credit Union on Google Play or ITunes app store and download the app today!


Certificate of Deposit (CD) Specials

For a Limited Time, FHCU is offering the following Certificate of Deposit (CD) Specials.

$25,000 minimum opening balance.

✓ 12 month - .75%*
✓ 18 month - .90%*
✓ 24 month - 1.00%*
Call or email us to get started, and watch your money grow with a special rate CD from FHCU!
*Annual Percentage Rate


As our financial lives move faster than ever before, individuals, corporations and businesses want payments faster. To that end the financial services industry has been working to modernize the systems that allow deposits and payments to move at a faster pace. As one part of this improvement, beginning on Friday, Sept. 15, certain electronic payments may post to your accounts the same day they are made.
As part of an effort to improve and modernize the U.S. payments system, some electronic payments may be debited from your account earlier than usual. Beginning on Friday, Sept. 15, 2017, electronic debit payments may be deducted from your account the same day you purchase items online using your debit card or your account number, schedule online bill pay, or make a payment by phone.
Many merchants and billing companies may offer you the option to make a same-day electronic payment, such as to pay a bill or to transfer funds. If you agree, then the funds might be debited from your account as soon as that very same day. For example, if you have a bill due on the 25th of the month, the billing company might allow you to call or use its website on the morning of the 25th to make an on-time payment, and have the funds debited from your account on the 25th (the same day). Payments may be debited from your account on the day of the transaction even if billing companies and merchants didn’t inform you.


  1. When you authorize a merchant or biller to debit your account at FHCU, your account may be debited the same-day.
  2. If you have pre-authorized an electronic payment, such as a recurring mortgage or insurance payment, then it’s likely there will be no change to the time these payments are posted to your account.
  3. You should always have sufficient funds in your account at the time transactions are being made, authorized, or initiated.
  4. You should review your account frequently.


Card Valet

Florida Hospital Credit Union now offers Card Valet; A mobile app that offers a convenient way to manage your FHCU Visa Debit card.

Control Spending
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed pre-defined thresholds. You can also establish these controls by merchant or location. The flexible app lets you change these parameters any time, with ease via your smart phone.
Going on vacation?  Holiday shopping? Simply update your transaction controls to fit your spending needs.

Fraud Protection
A lost or stolen card is just one area of concern in today’s world where Identity theft, skimming and other attacks are an unfortunate reality. Turning your FHCU debit card off when you’re not using it helps safeguard against fraud, as no withdrawals or purchases will be approved. Subsequently when turned ON, transactions will be allowed in accordance with your usage control settings.

Interactive Alerts
Alerts can also be set up to inform you of specific types of transactions.  CardValet can send an alert when a FHCU VISA® Debit Card is used, in a specific region or at a certain merchant type, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but is declined. The alert is sent in real-time, immediately after the transaction has taken place or has been declined.

Please note that you will still need to contact FHCU if you are traveling out of the country for you to use your card. This is an added security measure for your protection.

Review Balances and Transactions
View real-time balances as well as transactions related to your FHCU VISA® Debit Card. Including pending, posted and denied, plus merchant name and dollar amount. Tag or add memos to your transactions.

We are a 5 star rated Financial Institution!

Holiday Schedule


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