NO MINIMUM BALANCE REQUIREMENT
Your FHCU checking account may also be referred to as a Share draft account. This account offers exceptional value with no minimum balance requirements.
Our free Bill Pay service- ITSME247 is available upon enrollment, with our checking account. You will receive a monthly statement detailing cashed checks, deposits made to your account, ATM usage, and POS transactions.
OVERDRAFT PROTECTION & REG D
Overdraft Protection is included on your FHCU checking account. What this means for you, is that an unexpected item can still be paid against your checking account. How it works is, the overdrawn amount is transferred from a designated saving account of your choice to cover the unexpected item.
The fee for each overdraft protection transfer is only $1.00 per item. Six (6) preauthorized, automatic, telephone, or Online Banking transfers may be made from your Saving, Christmas or Money Market accounts, to another account or to a third party in any month. This is referred to as a Reg D, which is a Federal Regulation.
With a FHCU checking account you may opt in to our courtesy pay service. This service covers overdrafts when you do not have enough money in your account to cover a transaction, but we pay it anyway. There is a fee of $30 each time we pay an overdraft using Courtesy Pay.
VISA DEBIT CARD
Your FHCU checking account comes with a free VISA Debit card! It’s simply the better way to make all of your everyday purchases. Faster than checks. Safer than cash! Our Debit Card offers safety, security, control and convenience. In fact, you may never want to write a check again!
The maximum withdrawal amount from an ATM using a Florida Hospital Credit Union Visa Debit Card is $400 within a 24-hour period. The limit for our Visa debit card signature transactions is $1,000 per calendar day. To request a temporary increase simply Email, Fax or Call us.
CLICK HERE TO OPEN A CHECKING ACCOUNT!